Scott M. Culiner, CFP^®

  Scott Culiner, CFP®

Welcome to my web site.

I have been helping individuals, families, and businesses realize their financial goals for 23 years.  My reputation is based on the strong relationships I have formed with my clients and my commitment to excellence. My goal is to provide my clients with the professional knowledge and experience necessary to help them achieve their financial goals, offering ongoing service, individual attention and advice as their needs change.

I graduated Towson University with a bachelors degree in health services management in 1987. I earned the  CERTIFIED FINANCIAL PLANNER(TM)    designation through the College of Financial Planning in Denver, Colorado in 1994.  

Professional Services

• Financial Needs Analysis
• Retirement Income Strategies
• Asset Management
• 401(k), 403(b), 457, and DROP rollovers
• General Securities
• Mutual Funds
• Fixed  & Variable Annuities
• Life Insurance
• Long Term Care Insurance
• Disability Income Insurance
• Small Business Plans- 401(k), SEP, SIMPLE
• Estate Conservation Strategies

Professional Qualifications

• FINRA Series 7 & Series 66 Licensed                
• CERTIFIED FINANCIAL PLANNER™
• Investment Advisor Representative
• Life and Health Insurance Licensed

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP(R),CERTIFIED FINANCIAL PLANNER(tm) and federally registered CFP (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements